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Applying for Super Visas: Pay for health insurance in monthly instalments, IRCC

Applicants for Super Visas now have new options for paying for their health insurance, according to IRCC.

The applicant must have private medical insurance that satisfies all of the following requirements to be qualified for the Super Visa:

The insurance should offer a minimum of $100,000 in emergency coverage and should be valid for at least a year from the date of entry into Canada. 

The medical insurance should be available for inspection by a border services officer upon request during re-entry into Canada.

Along with that, it should also cover the applicant's medical expenses, hospitalisation, and repatriation.

Previously, applicants could pay for insurance in monthly instalments, but the IRCC declared in August that it should be yearly upfront payments. For a 65-year-old, these payments average $1,500, although they may be more for older people.

People who argued that it was financially challenging to demand payment ahead for an entire year objected to this change in policy. 

Additionally, fewer Super Visa applications were granted to deserving families because many felt it was unfair to families who wanted to reunite but could not afford to pay for the medical coverage upfront.

IRCC said in December that it was changing its position and that applicants would once again be able to pay for insurance in monthly instalments. According to a representative of the IRCC, the new rule was changed to reflect the value Canada places on reuniting families.

With the Super Visa, foreign parents and grandparents of Canadian citizens and permanent residents may visit the country for up to five years without having to reapply for a visitor visa. Holders of Super Visas are permitted numerous entries into Canada for up to ten years.

The Parents and Grandparents Program (PGP), which offers applicants permanent residence, is replaced by the Super Visa. Despite the PGP's immense popularity, there are just a few spots left. Additionally, IRCC conducts lotteries to choose candidates for the program.

For the Super Visa, a parent or grandparent must have a written invitation to visit Canada from their kid or grandchild.

Provide documentation demonstrating that the child or grandchild satisfies the Low-Income Cut-Off (LICO) requirement; possess evidence of the child's or grandchild's parental relationship, such as a birth certificate; and health insurance coverage.